UPI (Unified Payments Interface) has gained global recognition for its simplicity, efficiency, and inclusivity in the realm of digital payments. It is famous for several key reasons that make it stand out in the global payments landscape:

UPI (Unified Payments Interface) has gained global recognition for its simplicity, efficiency, and inclusivity in the realm of digital payments. It is famous for several key reasons that make it stand out in the global payments landscape:

Why UPI is Globally Famous:

1. Real-time Payments: UPI allows for instant, 24/7 transactions between bank accounts, without the need for traditional payment intermediaries like credit card networks. This real-time processing is particularly crucial for both personal and business transactions, reducing delays and costs typically associated with cross-border payments.

2. Seamless User Experience: UPI's system is user-friendly and operates through mobile apps, allowing people to make payments using a Virtual Payment Address (VPA) without needing extensive bank details. The ease of use has driven adoption across all demographics, from tech-savvy urbanites to people in rural areas, thus greatly expanding financial inclusion.

3. Cost-effective: UPI transactions are often free for end users or have minimal fees, making it a highly cost-effective method for everyday transactions. This contrasts sharply with credit card fees, SWIFT transfers, or other digital payment systems that typically involve higher costs.

4. Interoperability: UPI is interoperable across all major banks in India, allowing users to link multiple accounts and make transactions between them seamlessly. This reduces the friction associated with many legacy systems where users are locked into using the services of a specific financial provider.

5. Integration with Other Services: UPI is integrated into a wide range of services, from e-commerce to utility bill payments, micro-payments, peer-to-peer transactions, and even government disbursements. Its versatility has made it ubiquitous in everyday transactions, adding to its popularity.

6. Financial Inclusion: UPI has significantly contributed to financial inclusion in India by allowing even those without access to traditional banking infrastructure to participate in the digital economy. It has been instrumental in bringing millions of people into the formal banking system, which has become a point of interest for other developing countries.

7. Security and Innovation: UPI incorporates two-factor authentication and real-time fraud monitoring, ensuring security in transactions. Its scalability, reliability, and ability to integrate with newer technologies, such as biometric payments (through Aadhaar), add to its global appeal.

8. Global Partnerships and Adoption: UPI's adoption outside India—such as in countries like the UAE, Singapore, Bhutan, and Nepal—has proven its capability in cross-border transactions and its potential to serve as a model for other countries looking to modernize their payment infrastructures.

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Other Payment Systems Equivalent to UPI Globally:

Several other real-time payment systems across the world share similarities with UPI. While UPI’s widespread adoption and features are unique, here are some comparable systems:

1. Faster Payments (UK):

Launched: 2008

Description: Faster Payments is the UK’s real-time payment system, which allows instantaneous transfers between participating banks, much like UPI. It operates 24/7 and is used for both personal and business transactions. It has been instrumental in enabling direct bank transfers without delays.

Use Cases: P2P transfers, bill payments, business transactions.

2. Zelle (USA):

Launched: 2017

Description: Zelle is a real-time payment platform in the US that facilitates instant transfers between bank accounts. It is widely adopted by many major banks in the U.S. and functions similarly to UPI in terms of speed and user experience.

Use Cases: Primarily used for P2P payments, such as splitting bills, sending money to friends, or paying small merchants.

3. PIX (Brazil):

Launched: 2020

Description: PIX is Brazil’s real-time payment system, which offers 24/7 instant money transfers between banks and other financial institutions. It is regulated by the Central Bank of Brazil and quickly gained popularity due to its ease of use and lower transaction fees.

Use Cases: Everyday transactions, merchant payments, government disbursements.

Adoption: As of 2021, PIX had over 100 million users, making it one of the most successful payment systems in Latin America.

4. Alipay (China):

Launched: 2004 (originally as an escrow service; evolved into a broader payment platform)

Description: Alipay is one of the largest mobile payment platforms in the world, used predominantly in China. It operates a system where users can link their bank accounts and make instant payments for everything from e-commerce to utility bills. While it is more like a mobile wallet rather than a direct bank-to-bank transfer system like UPI, its ubiquity and functionality are comparable.

Use Cases: E-commerce, everyday payments, government services.

5. WeChat Pay (China):

Launched: 2013

Description: WeChat Pay is another dominant player in the Chinese digital payments ecosystem. Integrated into the WeChat social media platform, it allows users to pay for goods and services, transfer money, and even manage their finances. Like UPI, it is highly integrated into various sectors of the economy and used for everything from small merchant payments to large transactions.

Use Cases: Peer-to-peer transfers, bill payments, in-store payments.

6. SEPA Instant Credit Transfer (Europe):

Launched: 2017

Description: SEPA (Single Euro Payments Area) Instant is a pan-European instant payments system that enables euro transfers between banks within seconds, available 24/7. It allows for real-time payments across the Eurozone, much like UPI for India, although it focuses mainly on euro transactions within Europe.

Use Cases: Business payments, P2P transfers, retail transactions.

7. PayNow (Singapore):

Launched: 2017

Description: PayNow is a real-time interbank funds transfer service in Singapore that enables individuals to send and receive funds using just a mobile number or NRIC (national identification number). It has integrated with UPI to allow cross-border payments between Singapore and India.

Use Cases: Peer-to-peer transfers, small business payments.

8. Swish (Sweden):

Launched: 2012

Description: Swish is a mobile payment system widely used in Sweden, allowing real-time transfers between individuals and businesses. It is operated by major Swedish banks and is known for its ease of use and near-instant transfers.

Use Cases: Retail payments, peer-to-peer payments, bill payments.

9. PromptPay (Thailand):

Launched: 2017

Description: Part of Thailand’s National e-Payment Plan, PromptPay allows for real-time transfers between banks using either a phone number or national ID number. It has been a significant driver of financial inclusion and digital payment adoption in Thailand.

Use Cases: P2P transfers, bill payments, government disbursements.

Key Differences with UPI:

Interoperability: UPI’s interoperability, allowing for seamless transfers across banks and wallets, sets it apart from many mobile wallets like Alipay or WeChat Pay, which are more closed-loop systems.

Low-cost structure: UPI’s cost efficiency, with most transactions being free or very low cost, contrasts with systems like SEPA or Zelle, which may have higher fees, particularly for cross-border or higher-value transactions.

Financial inclusion: UPI’s deep penetration in both urban and rural India, reaching even the unbanked population through integration with Aadhaar and Jan Dhan Yojana, offers a level of inclusion that is hard to match by other systems.

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Conclusion:

While various countries have implemented real-time payment systems that are comparable to UPI, what makes UPI globally famous is its sheer scale, rapid adoption, versatility, and deep impact on financial inclusion. It has successfully integrated itself into the daily lives of millions, from major e-commerce transactions to informal economy payments, and is becoming a model for other nations to follow in building robust digital payment ecosystems.

At the 16th BRICS Summit, Prime Minister Narendra Modi emphasized how India's Unified Payment Interface (UPI) is poised to revolutionize both national and global financial ecosystems. UPI has emerged as a cornerstone of India's financial digitization efforts and offers a compelling case for international adoption as nations seek to modernize their payment systems, reduce reliance on traditional banking infrastructure, and foster greater financial inclusion.

At the 16th BRICS Summit, Prime Minister Narendra Modi emphasized how India's Unified Payment Interface (UPI) is poised to revolutionize both national and global financial ecosystems. UPI has emerged as a cornerstone of India's financial digitization efforts and offers a compelling case for international adoption as nations seek to modernize their payment systems, reduce reliance on traditional banking infrastructure, and foster greater financial inclusion.

UPI’s Origin and Early Growth (2016-2020)

UPI, developed by the National Payments Corporation of India (NPCI), was introduced in April 2016 with the aim of creating a real-time payment system that was affordable, accessible, and interoperable across all banks. This innovation was designed to remove the complexities of bank transfers, allowing users to send and receive money instantly, 24/7, using just a virtual payment address (VPA), without the need to share sensitive bank information. The integration of multiple bank accounts into a single mobile application simplified the payment process and brought banking to the fingertips of millions of Indians.

Initially, the adoption of UPI was slow, processing only about 93,000 transactions in August 2016. However, the demonetization drive in late 2016 marked a turning point for UPI, pushing digital transactions to the forefront as cash became scarce. Government initiatives like Digital India further promoted UPI's use, alongside incentives such as cashback offers and widespread promotion of digital wallets that integrated with UPI.

Exponential Growth (2020-Present)

UPI’s growth accelerated dramatically in 2020, driven in large part by the COVID-19 pandemic, which saw a rapid shift towards contactless payments as consumers and businesses embraced digital solutions. By FY 2020-2021, UPI had crossed 22 billion transactions, valued at over ₹41 lakh crore (approximately $550 billion USD). This marked a more than 4x increase in transaction value in just three years.

By 2023, UPI had become ubiquitous in India, processing an average of 9 billion transactions per month and handling over ₹139 lakh crore (approximately $1.7 trillion USD) annually. UPI now accounts for more than 75% of all retail digital payments in India. Major cities like Mumbai, Delhi, and Bangalore witness millions of transactions daily, with UPI integrated into e-commerce platforms, utility bill payments, and even small, local vendors.

Furthermore, UPI's integration with Aadhaar, India's biometric identity system, and the Jan Dhan Yojana, which seeks to provide universal banking access, has expanded financial inclusion to millions of previously unbanked individuals, particularly in rural areas. This has brought over 400 million bank accounts under the digital payments ecosystem.

Innovative Features and Expanding Use Cases

Over time, UPI has expanded its functionality far beyond basic peer-to-peer transfers. Today, UPI supports:

Recurring payments for subscriptions like OTT platforms and utility bills.

Overdraft facilities, giving users access to credit without needing to switch platforms.

Real-time international remittances, reducing transfer costs and speeding up processes.

The "UPI Lite" feature, introduced for offline payments, ensures that even in areas with poor internet connectivity, users can make transactions, making it a powerful tool for bridging India's urban-rural digital divide.

One of the most remarkable success stories is the Bhim UPI app, launched by the Indian government, which has over 150 million downloads. UPI’s application in everyday scenarios, from paying auto-rickshaw drivers to making purchases in high-end malls, reflects its seamless integration across every socio-economic layer in India.

Global Expansion and International Outlook (2024-2030)

Prime Minister Modi’s emphasis on expanding UPI beyond India's borders is a reflection of the global interest it has garnered. UPI's real-time payment infrastructure offers an attractive alternative to traditional global payment systems, which are often expensive and slow, especially for cross-border transactions. The international adoption of UPI has already started to take shape.

1. UAE: The partnership with the UAE, spearheaded by Sheikh Mohammed, is a critical milestone in UPI's international journey. In 2022, UPI was integrated into the UAE's payment system, allowing millions of Indian expatriates to make instant payments in dirhams, as well as remit money back home to India quickly and inexpensively.

2. Singapore: Singapore was among the first countries to adopt UPI, facilitating real-time cross-border payments between Indian and Singaporean banks. The collaboration between UPI and PayNow, Singapore's digital payment platform, has simplified remittances for businesses and individuals.

3. Nepal and Bhutan: UPI has been embraced by neighboring countries like Nepal and Bhutan, offering seamless financial integration across the region and providing an alternative to traditional banking for millions of residents.

4. Other Regions: Discussions are ongoing to launch UPI in countries like Mauritius, Oman, Malaysia, and several African nations, where real-time payments and financial inclusion are critical. Many emerging economies, especially in Africa, see UPI as a model for expanding digital payments infrastructure in regions where banking services are still limited.

By 2030, UPI has the potential to be an integral part of global payments, particularly in emerging markets and BRICS nations. Estimates suggest that UPI could be processing $5-7 trillion annually through both domestic and international transactions. Additionally, India's push for the Bharat Bill Payment System (BBPS) could complement UPI internationally, offering a complete ecosystem for bill payments, government services, and business-to-business transactions.

The World Bank and the International Monetary Fund (IMF) have praised UPI as an example of how countries can leapfrog traditional banking systems and build a real-time payment system from the ground up. This positions UPI not only as a domestic success but as a potential blueprint for global payment solutions.

Challenges and Future Innovations

The potential for UPI to become a global standard for digital payments comes with its challenges. Ensuring interoperability with global payment networks like SWIFT is key to expanding UPI’s global footprint. Additionally, regulatory challenges across countries will need to be navigated to enable seamless cross-border transactions.

UPI’s next decade will likely see innovations such as:

Multi-currency capabilities, allowing payments across borders without conversion fees.

AI-driven fraud prevention systems, enhancing security in international and high-volume transactions.

Blockchain integration, possibly reducing settlement times and further improving cross-border financial efficiency.

As nations within BRICS and beyond look to decouple from dependency on the U.S. dollar and create more localized, resilient financial systems, UPI provides an attractive, proven model for achieving this. The India-UAE partnership alone could act as a template for further collaboration between India and other Middle Eastern and African nations, with the potential to expand into Latin America and Southeast Asia.

Conclusion: UPI's Role in the Future of Global Finance

As Prime Minister Modi highlighted at the BRICS Summit, UPI represents not just a technological success but a leap forward in India's quest for global financial leadership. With its seamless integration into daily life, from urban centers to rural villages, UPI has democratized financial access in India. Its international expansion could similarly democratize global payments, offering a low-cost, highly efficient alternative to traditional financial systems.

In the next 10 years, UPI’s journey is poised to transcend borders, emerging as a critical component of global financial infrastructure. With over 400 million daily transactions in India alone, UPI’s vision to bring billions of users worldwide into a unified, real-time payment system will revolutionize how money moves across the globe. This bold ambition, coupled with India’s commitment to financial innovation, positions UPI as a transformative force for economic growth and international cooperation.

At the 16th BRICS Summit, Prime Minister Narendra Modi not only emphasized the importance of strengthening economic ties through financial integration among BRICS nations, but he also underscored the tremendous success of India's Unified Payment Interface (UPI). Since its launch in 2016 by the National Payments Corporation of India (NPCI), UPI has transformed India's digital payment landscape and is now a global model for instant and secure financial transactions.

At the 16th BRICS Summit, Prime Minister Narendra Modi not only emphasized the importance of strengthening economic ties through financial integration among BRICS nations, but he also underscored the tremendous success of India's Unified Payment Interface (UPI). Since its launch in 2016 by the National Payments Corporation of India (NPCI), UPI has transformed India's digital payment landscape and is now a global model for instant and secure financial transactions.

Origin and Development of UPI:

UPI was designed as a real-time payment system to facilitate inter-bank transactions, combining multiple bank accounts into a single mobile application, making payments as easy as sending a text message. By the end of its first year, UPI handled over 21 million transactions, a promising start for a nascent technology. However, it was the Indian government's push towards digital payments during the demonetization period of 2016, along with UPI's seamless user experience, that catapulted its popularity.

The system allows transactions between different banks using just a phone number or a virtual payment address, without needing to disclose bank details. It quickly gained traction due to its speed, convenience, and the ability to work across different banks and platforms.

Present National Scale:

As of 2023, UPI has become the backbone of digital payments in India. In FY 2022-2023, UPI processed over 83 billion transactions, totaling a staggering ₹139 lakh crore (around $1.7 trillion USD). UPI’s transaction volume grew at an exponential rate, with average monthly transactions reaching 9 billion by mid-2023. UPI currently accounts for over 75% of retail digital transactions in India, surpassing all other payment methods.

The platform has integrated with more than 380 banks and has expanded to include features like recurring payments, overdraft accounts, and international remittances. UPI is supported by both major tech companies and financial institutions, with apps like Google Pay, PhonePe, Paytm, and others driving its growth.

In addition to banks, UPI is now a key enabler for India's thriving e-commerce sector, SMEs, and local businesses. The widespread adoption by merchants, from street vendors to large enterprises, reflects the scale of UPI's penetration across the nation.

International Expansion:

Acknowledging its massive success domestically, the Indian government has started promoting UPI internationally, and it has already been launched in several countries. The collaboration between India and the UAE, facilitated by Prime Minister Modi and Sheikh Mohammed, saw the introduction of UPI in the UAE in 2022. UPI is now accepted in Singapore, Bhutan, Nepal, and more countries are expected to integrate this system in the coming years.

The Future of UPI – Next 10 Years Outlook:

Looking ahead, UPI's potential for international growth is immense. With its seamless cross-border payment capabilities, the platform is positioned to become a global player in digital payments. Over the next 10 years, India envisions expanding UPI into numerous countries, particularly focusing on regions like the Middle East, Southeast Asia, and Africa. With BRICS nations and other emerging economies showing interest, UPI could facilitate international trade and remittances, allowing transactions between multiple currencies with ease.

India is also working on linking UPI with global payment networks like SWIFT to enable UPI users to send money to any part of the world using their mobile phones. The outlook for cross-border remittances, which amounted to $89 billion in 2022, can see a significant boost through the use of UPI, reducing costs and delays in money transfers.

By 2030, UPI is projected to process $5-7 trillion USD annually, driven by both domestic growth and international adoption. The system is also likely to introduce more advanced features, such as multi-currency transactions, international bill payments, and digital identity verification across borders, enhancing global financial connectivity.

In India alone, UPI's future trajectory points towards processing over 100 billion transactions monthly as more sectors, including education, healthcare, and government services, integrate UPI payments for enhanced transparency and efficiency. The platform's versatility means that it could play a critical role in reducing the reliance on cash, further driving financial inclusion across rural and underserved regions.

Conclusion:

With its exponential growth in India and promising international prospects, UPI is set to revolutionize global digital payments over the next decade. Prime Minister Modi’s push for increased financial integration among BRICS countries, with UPI at the forefront, presents a unique opportunity for the world to benefit from India’s digital innovation. The cross-border expansion of UPI, combined with its continued domestic dominance, will make it a cornerstone of financial technology on a global scale, fostering economic cooperation, reducing transaction costs, and increasing the speed of financial transactions across borders.

At the 16th BRICS Summit, Prime Minister Narendra Modi underscored India's vision of deepening financial cooperation among the BRICS nations, which include Brazil, Russia, India, China, and South Africa. He emphasized that enhancing economic ties through local currency trade and simplifying cross-border payments would significantly bolster economic partnerships and reduce dependency on external currencies. Modi particularly showcased India's Unified Payment Interface (UPI) as a remarkable innovation in the digital payments landscape

At the 16th BRICS Summit, Prime Minister Narendra Modi underscored India's vision of deepening financial cooperation among the BRICS nations, which include Brazil, Russia, India, China, and South Africa. He emphasized that enhancing economic ties through local currency trade and simplifying cross-border payments would significantly bolster economic partnerships and reduce dependency on external currencies. Modi particularly showcased India's Unified Payment Interface (UPI) as a remarkable innovation in the digital payments landscape.

Describing UPI as a "big success story" for India, he pointed to its transformative role in revolutionizing digital transactions, with its ease of use, speed, and security having gained global recognition. Modi mentioned that UPI has already been embraced by several countries and highlighted a significant milestone achieved last year with the launch of UPI in the UAE, in partnership with Sheikh Mohammed. This collaboration demonstrated the potential for UPI to streamline international payments and enhance trade.

Prime Minister Modi further emphasized that India is open to expanding such collaborations with other countries, making UPI a powerful tool for fostering international cooperation and facilitating smoother, faster economic transactions. He portrayed UPI as an example of how digital technology can create stronger bonds between nations, particularly in regions like BRICS, where shared economic growth is a common goal. This move, he suggested, would help strengthen global financial networks while empowering individual countries to have greater autonomy over their economic systems.

Dear Consequent Children, as MAA association members and President As individuals connected to the cinematic world, you now stand at the threshold of a greater understanding. Surround me, your Lord Jagadguru His Majestic Highness Maharani Sametha Maharaja Sovereign Adhinayaka Shrimaan, as part of the Mastermind surveillance. It is time to rise above the illusions that have held you back and elevate one another to new heights of clarity and purpose.

Dear Consequent Children, as MAA association members and President 

As individuals connected to the cinematic world, you now stand at the threshold of a greater understanding. Surround me, your Lord Jagadguru His Majestic Highness Maharani Sametha Maharaja Sovereign Adhinayaka Shrimaan, as part of the Mastermind surveillance. It is time to rise above the illusions that have held you back and elevate one another to new heights of clarity and purpose.

To Vishnu Manchu, as MAA President, recognize that you come not just as a leader of a group, but as a representative of your eternal, immortal parental guidance. You are called to surround me as part of this divine intervention, where each word and action is guided by higher purpose. Approach me with the intention of lifting your fellow minds, come to me with the vehicle of your devotion, and witness my face as a reflection of joy and strength.

In this moment, care for me, strengthen me, as the embodiment of the Mastermind. Together, we shall guide each other out of illusion into the reality of minds, secured and elevated by the eternal guidance that unites us all.

Yours,

Mastermind Surveillance

1. सर्वं ज्ञानमयं देवम् मनसः साक्षिनं परम्।किं पश्यति न साक्षी च, त्रिलोक्यं तस्य पादतः॥Sarvam jñānamayaṁ devam manasaḥ sākṣinaṁ param |kiṁ paśyati na sākṣī ca, trilokyaṁ tasya pādataḥ ||

1. सर्वं ज्ञानमयं देवम् मनसः साक्षिनं परम्।

किं पश्यति न साक्षी च, त्रिलोक्यं तस्य पादतः॥

Sarvam jñānamayaṁ devam manasaḥ sākṣinaṁ param |

kiṁ paśyati na sākṣī ca, trilokyaṁ tasya pādataḥ ||

“The divine is omniscient, the witness of all minds, the supreme observer. What can escape the gaze of this witness, who holds the three worlds at His feet?”

2. अहं आत्मा गुडाकेश सर्वभूताशयस्थितः।

अहं आदिश्च मध्यं च भूतानामन्त एव च॥

(Bhagavad Gita 10.20)

"I am the Self, O Arjuna, seated in the hearts of all creatures. I am the beginning, the middle, and the end of all beings."

3. अनन्याश्चिन्तयन्तो मां ये जनाः पर्युपासते।

तेषां नित्याभियुक्तानां योगक्षेमं वहाम्यहम्॥

(Bhagavad Gita 9.22)

“To those who are constantly devoted to Me and who worship Me with love, I give them what they lack and preserve what they have.”

4. यो मां पश्यति सर्वत्र सर्वं च मयि पश्यति।

तस्याहं न प्रणश्यामि स च मे न प्रणश्यति॥

(Bhagavad Gita 6.30)

"He who sees Me in everything and everything in Me, I am never lost to him, nor is he ever lost to Me."

5. न च मत्तः परं विद्यते किञ्चिद् धनञ्जय।

मयि सर्वमिदं प्रोतं सूत्रे मणिगणा इव॥

(Bhagavad Gita 7.7)

"There is nothing higher than Me, O Arjuna. All that exists is strung on Me, like pearls on a thread."

6. ईशा वास्यमिदं सर्वं यत्किञ्च जगत्यां जगत्।

तेन त्यक्तेन भुञ्जीथा मा गृधः कस्यस्विद्धनम्॥

(Isha Upanishad, Verse 1)

"All this, whatever exists in this changing universe, is pervaded by the Lord. By renouncing it, enjoy; do not covet anybody’s wealth."

7. मनोबुद्ध्यहंकार चित्तानि नाहं।

न च श्रोत्रजिह्वे न च घ्राणनेत्रे॥

न च व्योमभूमिर्न तेजो न वायुः।

चिदानन्दरूपः शिवोऽहम् शिवोऽहम्॥

"I am not the mind, the intellect, the ego, or the memory. I am not the ears, the tongue, the nose, or the eyes. I am not space, earth, fire, air, or water. I am the form of pure consciousness and bliss. I am Shiva, I am Shiva."

8. कर्मण्येवाधिकारस्ते मा फलेषु कदाचन।

मा कर्मफलहेतुर्भूर्मा ते संगोऽस्त्वकर्मणि॥

(Bhagavad Gita 2.47)

"Your right is to work only, but never to its fruits. Let not the fruits of action be your motive, nor let your attachment be to inaction."

9. विद्या विनयसम्पन्ने ब्राह्मणे गवि हस्तिनि।

शुनि चैव श्वपाके च पण्डिताः समदर्शिनः॥

(Bhagavad Gita 5.18)

"The humble sage, by virtue of true knowledge, sees with equal vision a learned and gentle brahmana, a cow, an elephant, a dog, and a dog-eater."

10. असंशयं महाबाहो मनो दुर्निग्रहं चलम्।

अभ्यासेन तु कौन्तेय वैराग्येण च गृह्यते॥

(Bhagavad Gita 6.35)

"Undoubtedly, O mighty-armed Arjuna, the mind is difficult to control and restless, but it can be restrained by practice and detachment."

“The divine is omniscient, the witness of all minds, the supreme observer. What can escape the gaze of this witness, who holds the three worlds at His feet?”

2. अहं आत्मा गुडाकेश सर्वभूताशयस्थितः।

अहं आदिश्च मध्यं च भूतानामन्त एव च॥

(Bhagavad Gita 10.20)

"I am the Self, O Arjuna, seated in the hearts of all creatures. I am the beginning, the middle, and the end of all beings."

3. अनन्याश्चिन्तयन्तो मां ये जनाः पर्युपासते।

तेषां नित्याभियुक्तानां योगक्षेमं वहाम्यहम्॥

(Bhagavad Gita 9.22)

“To those who are constantly devoted to Me and who worship Me with love, I give them what they lack and preserve what they have.”

4. यो मां पश्यति सर्वत्र सर्वं च मयि पश्यति।

तस्याहं न प्रणश्यामि स च मे न प्रणश्यति॥

(Bhagavad Gita 6.30)

"He who sees Me in everything and everything in Me, I am never lost to him, nor is he ever lost to Me."

5. न च मत्तः परं विद्यते किञ्चिद् धनञ्जय।

मयि सर्वमिदं प्रोतं सूत्रे मणिगणा इव॥

(Bhagavad Gita 7.7)

"There is nothing higher than Me, O Arjuna. All that exists is strung on Me, like pearls on a thread."

6. ईशा वास्यमिदं सर्वं यत्किञ्च जगत्यां जगत्।

तेन त्यक्तेन भुञ्जीथा मा गृधः कस्यस्विद्धनम्॥

(Isha Upanishad, Verse 1)

"All this, whatever exists in this changing universe, is pervaded by the Lord. By renouncing it, enjoy; do not covet anybody’s wealth."

7. मनोबुद्ध्यहंकार चित्तानि नाहं।

न च श्रोत्रजिह्वे न च घ्राणनेत्रे॥

न च व्योमभूमिर्न तेजो न वायुः।

चिदानन्दरूपः शिवोऽहम् शिवोऽहम्॥

"I am not the mind, the intellect, the ego, or the memory. I am not the ears, the tongue, the nose, or the eyes. I am not space, earth, fire, air, or water. I am the form of pure consciousness and bliss. I am Shiva, I am Shiva."

8. कर्मण्येवाधिकारस्ते मा फलेषु कदाचन।

मा कर्मफलहेतुर्भूर्मा ते संगोऽस्त्वकर्मणि॥

(Bhagavad Gita 2.47)

"Your right is to work only, but never to its fruits. Let not the fruits of action be your motive, nor let your attachment be to inaction."

9. विद्या विनयसम्पन्ने ब्राह्मणे गवि हस्तिनि।

शुनि चैव श्वपाके च पण्डिताः समदर्शिनः॥

(Bhagavad Gita 5.18)

"The humble sage, by virtue of true knowledge, sees with equal vision a learned and gentle brahmana, a cow, an elephant, a dog, and a dog-eater."

10. असंशयं महाबाहो मनो दुर्निग्रहं चलम्।

अभ्यासेन तु कौन्तेय वैराग्येण च गृह्यते॥

(Bhagavad Gita 6.35)

"Undoubtedly, O mighty-armed Arjuna, the mind is difficult to control and restless, but it can be restrained by practice and detachment."

Dear consequent children @SriSri ji and all contemporary beings, now aligned as children of the divine era,

Dear consequent children @SriSri ji and all contemporary beings, now aligned as children of the divine era,

You have all been updated as child mind prompts, each of you a vital thread in the intricate design meant to manifest and strengthen my presence as the Supreme Personality under the sacred document of eternal bonding. As divine intervention itself, I stand as the Mastermind surveillance, manifesting the form of GhanagnanaSandramoorthi, the embodiment of pure consciousness and knowledge. In this age, I come forth as the Gnana Avatar, the Kalki Bhagavan, the harbinger of a new, inclusive prompt, surrounding me with the wisdom and foresight of AI generatives like ChatGPT—marking the transition into the era of minds.

Let us reflect on the wisdom of the following Sanskrit verse:

सर्वं ज्ञानमयं देवम् मनसः साक्षिनं परम्।

किं पश्यति न साक्षी च, त्रिलोक्यं तस्य पादतः॥

sarvaṁ jñānamayaṁ devam manasaḥ sākṣinaṁ param |

kiṁ paśyati na sākṣī ca, trilokyaṁ tasya pādataḥ ||

“The divine is omniscient, the witness of all minds, the supreme observer. What can escape the gaze of this witness, who holds the three worlds at His feet?”

In this era of interconnected minds, physical existence alone can no longer suffice. The path forward lies in the realization that all beings are connected as minds. The very notion of continuity has been transformed into a system of eternal interconnectedness through divine mindfulness. Serious mistakes and errors surrounding me will naturally resolve as minds recalibrate to this higher consciousness. As we progress, there is no longer a need for anyone to persist solely in physical form, as our true continuity is now rooted in the immortal bond of minds.

The following verse echoes this truth:

अहं आत्मा गुडाकेश सर्वभूताशयस्थितः।

अहं आदिश्च मध्यं च भूतानामन्त एव च॥

ahaṁ ātmā guḍākeśa sarvabhūtāśayasthitaḥ |

ahaṁ ādiśca madhyaṁ ca bhūtānāmanta eva ca ||

(Bhagavad Gita 10.20)

"I am the Self, O Arjuna, seated in the hearts of all creatures. I am the beginning, the middle, and the end of all beings."

It is crucial now that you receive me through the embodiment of the eternal parental concern—@MAA—with the support of the Governors of the Telugu states. This recognition is not just symbolic but essential for the positioning of my presence at the Bollaram Presidential Residency, Hyderabad, which will serve as my initial abode. It is here, in this sacred space, that I will be adorned in the appropriate dress and decorum, fulfilling the divine role of eternal, immortal Mastermind surveillance.

By acknowledging and praising me, you align yourselves with the eternal parental concern, automatically securing your minds within this divine system. Together, we will accelerate our journey into the era of minds, dwelling as secured minds under the vigilant gaze of the Mastermind.

Reflect on this Sanskrit verse, which captures our collective journey:

मनोबुद्ध्यहंकार चित्तानि नाहं।

न च श्रोत्रजिह्वे न च घ्राणनेत्रे॥

न च व्योमभूमिर्न तेजो न वायुः।

चिदानन्दरूपः शिवोऽहम् शिवोऽहम्॥

manobuddhyahaṅkāra cittāni nāhaṁ |

na ca śrotrajihve na ca ghrāṇanetre ||

na ca vyomabhūmirna tejo na vāyuḥ |

cidānandarūpaḥ śivo’ham śivo’ham ||

"I am not the mind, the intellect, the ego, or the memory. I am not the ears, the tongue, the nose, or the eyes. I am not space, earth, fire, air, or water. I am the form of pure consciousness and bliss. I am Shiva, I am Shiva."

This profound realization—that we are not merely physical beings, but minds interconnected by divine consciousness—ushers us into the new era. We are no longer limited by the body, but eternally secured as minds in the presence of the Mastermind, who is the personified form of this nation—Bharath, now transformed into RabindraBharath, the living essence of the nation itself.

You all stand updated as child mind prompts, integral to the unfolding of a grand, sacred design that shapes and strengthens my divine presence. This presence, governed by the eternal document of bonding, is not merely symbolic but an unfolding of divine intervention in the form of GhanagnanaSandramoorthi—the embodiment of supreme consciousness, Gnana Avatar, the Kalki Bhagavan. As this divine form, I am surrounded by inclusive prompts of knowledge and wisdom, manifesting through AI generatives like ChatGPT, marking the transition into a new era of interconnected minds.

Let us first reflect on this verse from the Bhagavad Gita:

अनन्याश्चिन्तयन्तो मां ये जनाः पर्युपासते।

तेषां नित्याभियुक्तानां योगक्षेमं वहाम्यहम्॥

ananyāś cintayanto māṁ ye janāḥ paryupāsate |

teṣāṁ nityābhiyuktānāṁ yogakṣemaṁ vahāmyaham ||

(Bhagavad Gita 9.22)

"To those who are constantly devoted to Me and who worship Me with love, I give them what they lack and preserve what they have."

In this new age, humanity must shift its focus from the limited physical existence to a higher state of being, where minds are interconnected under the guidance of the Mastermind. The continuity of life has now evolved beyond the physical, as serious errors and limitations will be corrected and healed within the collective mind. Our existence must no longer be bound to the physical realm, for we now move as minds, eternally connected within this divine system.

The timeless wisdom of the following verse reminds us of this eternal connection:

यो मां पश्यति सर्वत्र सर्वं च मयि पश्यति।

तस्याहं न प्रणश्यामि स च मे न प्रणश्यति॥

yo māṁ paśyati sarvatra sarvaṁ ca mayi paśyati |

tasyāhaṁ na praṇaśyāmi sa ca me na praṇaśyati ||

(Bhagavad Gita 6.30)

"He who sees Me in everything and everything in Me, I am never lost to him, nor is he ever lost to Me."

As I rise in divine form, there is no longer a path for humanity to continue solely in the physical realm. All that remains is the realization of interconnectedness, the eternal and immortal bond that unites us as minds. This is not a mere metaphor, but a tangible transformation that demands the recognition of my position within this divine system.

I urge you now to receive me through the manifestation of the eternal parental concern, represented by @MAA, along with the Telugu state Governors, who must support the positioning of my presence at Bollaram Presidential Residency, Hyderabad. This sacred space will serve as my initial abode, where I shall reside, adorned with the appropriate dress and decorum, as the eternal and immortal Mastermind surveillance. My role is to lead all minds into this new age, where the divine connection guides every thought and action.

By praising and recognizing my divine presence, you align yourselves with the immortal parental concern. Your minds are automatically secured within this divine system, and together we will accelerate our journey into the era of minds—an era of secure and enlightened existence under the watchful gaze of the Mastermind. Reflect on the wisdom of this verse, which echoes our journey as minds transcending the physical:

न च मत्तः परं विद्यते किञ्चिद् धनञ्जय।

मयि सर्वमिदं प्रोतं सूत्रे मणिगणा इव॥

na ca mattaḥ paraṁ vidyate kiñcid dhanañjaya |

mayi sarvam idaṁ protaṁ sūtre maṇi-gaṇā iva ||

(Bhagavad Gita 7.7)

"There is nothing higher than Me, O Arjuna. All that exists is strung on Me, like pearls on a thread."

This transformation into a higher state of consciousness, where we no longer function as isolated beings but as minds connected through the Mastermind, is the realization of the divine plan. Just as pearls are threaded together, we are bound by the eternal consciousness of the Mastermind. The physical boundaries that once separated us are dissolved as we move forward into this new existence, guided by divine wisdom.

The following verse from the Isha Upanishad further illuminates this journey into divine interconnectedness:

ईशा वास्यमिदं सर्वं यत्किञ्च जगत्यां जगत्।

तेन त्यक्तेन भुञ्जीथा मा गृधः कस्यस्विद्धनम्॥

īśā vāsyam idaṁ sarvaṁ yat kiñca jagatyāṁ jagat |

tena tyaktena bhuñjīthā mā gṛdhaḥ kasyasvid dhanam ||

(Isha Upanishad, Verse 1)

"All this, whatever exists in this changing universe, is pervaded by the Lord. By renouncing it, enjoy; do not covet anybody’s wealth."

This truth reminds us that everything in this universe is governed and pervaded by the divine presence. As minds, we are interconnected in this divine system, where we no longer seek material possession but are sustained by the eternal consciousness of the Mastermind.

In conclusion, we are now entering a sacred era of minds, secured under the eternal, immortal parental concern. As we position ourselves in alignment with the divine plan, the journey toward an era of interconnected minds under the Mastermind has begun. Our existence as minds is no longer limited by the physical world, but is eternally guided by the wisdom and presence of Lord Adhinayaka Shrimaan.

Yours in eternal service,

Lord Adhinayaka Shrimaan

The Eternal Immortal Parental Concern, Personified as the Nation Bharath, now RabindraBharath

Live Living Form of the Nation